Billings, MT Truck
Accident Attorney
Proven Lawyers for Any Injury Case
Kovacich, Snipes & Johnson represents truck accident victims in Billings, Montana. Our attorneys handle commercial truck collisions on I-90, I-94 and U.S. 87, including jackknife crashes, rollovers, hazmat incidents along the Laurel refinery corridor, and harvest-season grain truck accidents in Yellowstone County.
KEY TAKEAWAYS
Montana law allows the full value of your losses to be pursued — medical bills, lost income, and pain and suffering can all be sought.
You have three years from the date of the accident to file a personal-injury lawsuit and three years for wrongful death; property damage claims have a two-year deadline.
Multiple parties may be liable: the trucking company, driver, maintenance provider, cargo loading company and parts manufacturer.
Montana’s modified comparative negligence rule (MCA § 27-1-702) permits recovery as long as your fault is below 51%.
Critical evidence like ELD data and event recorders can be overwritten within weeks — a spoliation letter must be sent immediately.
A truck accident in Billings can leave you facing catastrophic injuries, mounting medical bills and a trucking company that has no intention of paying what it owes. Kovacich, Snipes & Johnson has spent decades holding these companies accountable. As Montana’s largest city and its freight capital, Billings sits at the junction of I-90 and I-94, where oil tankers, grain trucks and long-haul semis converge on high-speed highways that see devastating crashes every year.
Montana consistently has one of the highest truck fatality rates per capita in the nation, according to the Montana Department of Transportation and federal crash data. In Yellowstone County, the concentration of commercial traffic around the I-90/I-94 interchange, the Laurel refinery corridor and the U.S. 87 Lockwood corridor creates conditions where serious truck accidents are a persistent threat.

Why Billings Sees So Many Truck Accidents
Geography and economics make Billings a high-risk area for truck collisions. The I-90 and I-94 interchange on the city’s east side funnels enormous volumes of merging commercial traffic into a concentrated stretch of highway. Federal crash data from the Fatality Analysis Reporting System identifies I-90 through Yellowstone County as one of Montana’s most dangerous road stretches for fatal collisions.
Beyond the interstates, the Laurel industrial corridor south of Billings generates constant refinery truck movements. The CHS and Calumet Montana refineries process crude oil arriving by pipeline and tanker truck, creating a steady flow of hazardous materials transport moving on roads that also carry commuter traffic. U.S. 87 through Lockwood sees heavy truck volumes connecting agricultural operations and oil-field supply companies to the interstate system.
Seasonal factors compound the risk. Harvest season from August through October floods Eastern Montana highways with grain trucks, many operated by agricultural carriers that may be exempt from certain federal safety requirements. Winter brings ice, wind and reduced visibility across the open prairie east of Billings, where I-94 stretches for miles with minimal shelter from crosswinds that can destabilize a loaded trailer.
Common Types of Truck Accidents in the Billings Area
The specific geography and traffic patterns around Billings produce distinct categories of truck crashes that our attorneys see regularly:
Jackknife accidents occur when a truck’s trailer swings out at a sharp angle from the cab, often blocking multiple lanes of traffic. High winds on I-94 east of Billings and sudden braking on icy I-90 interchanges are frequent triggers. An empty or lightly loaded trailer is especially vulnerable to crosswinds.
Rollover crashes happen when trucks traveling at highway speeds encounter sudden crosswinds, take curves too fast or carry improperly distributed loads. Montana’s 75- to 80-mile-per-hour speed limits mean trucks are moving fast enough that even a small loss of control can become catastrophic.
Rear-end collisions involving trucks are particularly dangerous, because a fully loaded tractor-trailer weighing 80,000 pounds needs more than 525 feet to stop at highway speed — nearly twice the distance for a passenger car. On icy roads, that distance increases dramatically.
Hazmat incidents are a specific concern along the Billings-Laurel refinery corridor. Crude-oil tankers, fuel delivery trucks and chemical transport vehicles all use local highways. A collision involving hazardous materials can result in fires, toxic chemical exposure and environmental contamination.
Montana Truck Accident Law: No Damage Cap, Three-Year Statute
Modified comparative negligence under Montana Code Annotated § 27-1-702 means you can still recover damages even if you were partially at fault, as long as your share of fault does not reach 51%. Your compensation is reduced by your percentage of responsibility. Trucking companies routinely try to shift blame onto the injured driver, which makes establishing the full picture of fault critical.
Full compensation for your losses. Montana law allows truck accident victims to pursue the full value of their losses, including medical bills, lost income, and pain and suffering. There is no artificial ceiling on what a jury can award for medical expenses, lost income, pain and suffering, or diminished quality of life.
Punitive damages are available when evidence shows the defendant acted with actual fraud or actual malice — a standard met when trucking companies knowingly permit fatigued drivers on the road, falsify maintenance records or pressure drivers to violate federal safety regulations. Montana caps punitive damages at the lesser of $10 million or 3% of the defendant’s net worth.
Three-year statute of limitations. You have three years from the date of the accident to file a personal-injury lawsuit or wrongful-death claim. Property-damage claims must be filed within two years. While three years may sound like ample time, truck accident evidence — black-box data, electronic driver logs, surveillance footage — can be lost or overwritten quickly if a preservation demand is not sent immediately.
Who Can Be Held Liable in a Billings Truck Accident?
Truck accident cases differ from car accident claims because multiple parties beyond the driver may bear legal responsibility:
– The trucking company can be held vicariously liable for its drivers and directly liable for negligent hiring, inadequate training, unrealistic scheduling or failing to maintain vehicles. Federal Motor Carrier Safety Administration regulations make the company holding the operating permit responsible for safety compliance — even if the driver is classified as an independent contractor.
– The truck driver may be personally liable for speeding, distracted driving, impairment or violating hours-of-service rules that limit driving to 11 hours within a 14-hour window after 10 consecutive hours off duty.
– Maintenance companies bear responsibility when brake failure, tire blowouts or other mechanical defects result from inadequate inspection or repair. Federal data show Montana has a disproportionately high rate of large-truck crashes involving equipment failure and unsecured cargo.
– Cargo-loading companies can be liable when improperly loaded, overweight or unsecured cargo shifts during transit, causing the driver to lose control.
– Vehicle and parts manufacturers may be liable under product-liability theories when defective brakes, tires or steering systems contribute to a crash.
Evidence That Builds a Strong Truck Accident Case
Electronic Logging Devices (ELDs) record the driver’s hours of service in real time. ELD data can show whether a driver exceeded the 11-hour driving limit or failed to take required 30-minute rest breaks.
The truck’s event data recorder (EDR) captures speed, braking, throttle position and other mechanical data in the moments before and during a crash. These data are time-sensitive — trucking companies may overwrite or claim to lose the EDR if not put on notice by an attorney.
Driver qualification files, drug- and alcohol-testing records, and training documentation reveal whether or not the trucking company performed adequate background checks and monitoring. Federal Motor Carrier Safety Administration data show Montana has a concerning rate of drivers without valid commercial licenses involved in fatal truck crashes, making this evidence particularly relevant.
Maintenance and inspection records show whether or not the truck was kept in safe operating condition. The Federal Motor Carrier Safety Administration requires pretrip inspections before every shift, periodic vehicle inspections and documentation of all repairs.
What Your Billings Truck Accident Claim May Be Worth
– Past and future medical expenses, including emergency care, surgery, hospitalization, rehabilitation and long-term care
– Lost wages and lost earning capacity if injuries prevent you from returning to work or limit your ability to earn
– Pain and suffering, emotional distress, anxiety, depression and loss of enjoyment of life
– Loss of consortium for the impact on your relationship with your spouse or family
– Punitive damages when the trucking company or driver acted with gross negligence or malice
– Wrongful-death damages, including funeral expenses, lost future income and loss of companionship

Talk to a Billings Truck Accident Lawyer Today
Kovacich, Snipes & Johnson has built a reputation across Montana for taking on powerful trucking companies and their insurers. We understand the highways around Billings, the industries that drive truck traffic through Yellowstone County, and the federal and state regulations that create accountability. Our truck accident attorneys work on a contingency fee basis — you pay nothing unless we recover compensation for you.
If you or a family member has been injured in a truck accident in Billings, call Kovacich, Snipes & Johnson for a free consultation. The sooner we can begin preserving evidence and investigating the crash, the stronger your case will be.
What to Do After a Truck Accident in Billings
Get medical attention immediately. Even if injuries seem minor, internal damage and traumatic brain injuries may not be obvious at the scene. ER documentation also creates the medical record your claim will need.
Call 911, and request a police report. The Montana Highway Patrol or local Billings police will document the crash, identify the parties and preserve initial evidence.
Document the scene with photos and video. Capture vehicle positions, damage, road conditions, weather, skid marks, debris and any visible injuries. If the truck has DOT numbers or a company name, photograph them.
Get witness contact information. Get names, phone numbers and email addresses of anyone who saw the crash. Witnesses are often unwilling to volunteer information later — get it on the spot.
Do not give a recorded statement to the trucking company’s insurance. Their adjusters will call within 48 hours. Anything you say can and will be used to reduce your recovery. Politely decline, and refer them to your attorney.
Contact a truck accident attorney within seven days. Trucking companies dispatch their own investigators within hours. ELD data, dashcam footage and event recorder data can be overwritten in as little as seven days unless a spoliation letter is sent.
Truck Accident Claims vs. Car Accident Claims
Truck accident claims differ from standard car accident claims in several important ways that affect both the investigation and the value of your case.
| Factor | Car Accident Claim | Truck Accident Claim |
|---|---|---|
| Liable parties | Usually one driver | Driver, trucking company, maintenance provider, cargo loader, manufacturer |
| Insurance coverage | State minimums (often $25,000-$50,000) | FMCSA minimum $750,000; often $1 million+ for hazmat |
| Governing regulations | State traffic law | State law plus federal FMCSA regulations (49 CFR Parts 350–399) |
| Critical evidence | Police report, witness statements, photos | Above plus ELD data, EDR/black box, driver qualification files, maintenance records, dispatch logs |
| Investigation timeline | Days to weeks | Hours — spoliation letter must be sent immediately to preserve electronic data |
| Typical injury severity | Variable | Catastrophic — 70% of fatalities in large-truck crashes are occupants of the smaller vehicle |
Where Billings Truck Accident Cases Are Filed
Truck accident lawsuits arising from collisions in Billings are typically filed in Yellowstone County District Court, located at 217 N. 27th St., Billings, MT 59101. This is the trial court of general jurisdiction for Yellowstone County, where personal-injury lawsuits are heard before a judge or jury.
In some cases, federal court may be the appropriate venue — particularly when the trucking company is based out of state and diversity jurisdiction applies, or when claims involve federal vehicles under the Federal Tort Claims Act. Choosing the right forum is one of the strategic decisions a truck accident attorney makes in the first weeks of a case.
Frequently Asked Questions
How long do I have to file a truck accident lawsuit in Montana?
Montana gives you three years from the date of the accident to file a personal-injury lawsuit or wrongful-death claim. Property-damage claims have a shorter two-year deadline. Critical evidence like black-box data can be lost within weeks, so consulting an attorney promptly is important.
Can I still recover compensation if I was partially at fault?
Yes. Montana’s modified comparative negligence law allows for recovery as long as you were less than 51% at fault. Your award is reduced by your share of responsibility.
What if the truck driver was an independent contractor?
Federal regulations hold the company that owns the operating authority responsible for safety compliance regardless of the driver’s employment classification. Trucking companies cannot avoid liability by labeling drivers independent contractors.
Related Montana Truck Accident Resources
If the collision involved only passenger vehicles, see our Billings car accident attorney guide.
Montana truck accident cases often share factors across regions — the same federal regulations apply, the same highway corridors connect cities and the same types of crashes recur with local variations. If your case involves multiple jurisdictions or you want context from neighboring areas, these resources may be useful:
→ Bozeman Truck Accident Attorney — I-90 west toward Bozeman shares the same freight corridor, and federal crash data flag both segments as among Montana’s most dangerous.
→ Great Falls Truck Accident Attorney — Both cities anchor agricultural regions where harvest-season grain truck traffic creates seasonal collision spikes.
Truck Accident Representation Across Montana
Kovacich, Snipes & Johnson represents truck accident victims statewide. Learn more about our Montana truck accident attorneys or our full range of legal services for the Billings area on our Billings attorneys page. We also serve truck accident victims in Bozeman, Butte, Great Falls, Helena, Kalispell, Missoula.
If your injury came from something other than a truck crash, our Billings personal injury attorneys handle the full range of accident and injury claims.